Summary Of Services Offered

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Chapter 5 is a streamlined process reserved for small businesses to reorganize their debts while continuing operations, offering a simplified path compared to a standard Chapter 11 filing. 

Chapter 7  Liquidation of debtor’s non exempt assets to satisfy all creditors claims pro-rata by class. From filling to discharge takes 4 months.

 Chapter 11 allows individual or business to liquidate or organize subject to a plan approved by at least one class of creditors. Plans are usually 5 years in duration.

 Chapter 13 limited to individual who can demonstrate a regular income subject to limitations on the amount and type of debt.

Debts are discharged or addressed through a confirmed plan. Plans are either 3 or 5 years long.